In any action against any insurance company to recover the amount of any loss under
a policy of automobile, fire, cyclone, lightning, life, health, accident, employers'
liability, burglary, theft, embezzlement, fidelity, indemnity, marine or other insurance
except automobile liability insurance, if it appears from the evidence that such company
has refused to pay such loss without reasonable cause or excuse, the court or jury
may, in addition to the amount thereof and interest, allow the plaintiff damages not
to exceed twenty percent of the first fifteen hundred dollars of the loss, and ten
percent of the amount of the loss in excess of fifteen hundred dollars and a reasonable
attorney's fee; and the court shall enter judgment for the aggregate sum found in
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