Missouri Revised Statutes Title XXIV. Business and Financial Institutions § 369.189. Deposits, form, terms and conditions, regulation of--director, imposition of restrictions and powers on associations, how

1. An association may accept deposits in any form not prohibited by sections 369.010 to 369.369.

2. Deposits authorized by this section shall be upon any terms and conditions not prohibited by sections 369.010 to 369.369. Owners of deposits shall be creditors of the association. After April 30, 1982, all accounts in all associations are deposit accounts.

3. The director of the division of finance is authorized under such rules and regulations as the director may prescribe to impose or grant the same restrictions, limitations, prohibitions, conditions, requirements, duties, liabilities, provisions, authorities, powers, rights, options and discretions concerning deposit associations as are from time to time applicable to federal associations under the laws, rules, regulations, orders and decisions applicable to such federal associations.