Minnesota Statutes Trade Regulations, Consumer Protection (Ch. 324-341) § 332.71. Definitions

Subdivision 1. Scope. For the purposes ofsections 332.71to332.75, the definitions in this section have the meanings given them.

Subd. 3. Creditor. “Creditor” means a person, or the person's successor, assignee, or agent, claiming to own or have the right to collect a debt owed by the debtor.

Subd. 4. Debtor. “Debtor” means a person who (1) is a victim of domestic abuse, economic abuse, or sex or labor trafficking, and (2) owes coerced debt.

Subd. 5. Documentation. “Documentation” means:

Subd. 6. Domestic abuse. “Domestic abuse” has the meaning given insection 518B.01, subdivision 2.

Subd. 7. Economic abuse. “Economic abuse” means behavior in the context of a domestic relationship that controls, restrains, restricts, impairs, or interferes with the ability of a debtor to acquire, use, or maintain economic resources, including but not limited to:

Subd. 8. Repealed byLaws 2024, c. 114, art. 3, § 104, eff. Aug. 1, 2024.

Subd. 9. Labor trafficking. “Labor trafficking” has the meaning given insection 609.281, subdivision 5.

Subd. 10. Qualified third-party professional. “Qualified third-party professional” means:

Subd. 11. Sex trafficking. “Sex trafficking” has the meaning given insection 609.321, subdivision 7a.

Subd. 12. Sworn written certification. “Sworn written certification” means a statement by a qualified third-party professional in the following form:

1. I am a licensed health care provider, mental health care provider, social worker, marriage and family therapist, domestic abuse advocate, as that term is defined inMinnesota Statutes, section 595.02, subdivision 1, paragraph (l), or sexual assault counselor, as that term is defined inMinnesota Statutes, section 595.02, subdivision 1, paragraph (k), or a staff member of a nonprofit organization that provides direct assistance to victims of domestic abuse, sexual assault, or sex or labor trafficking, who has had in-person contact or face-to-face contact through an electronic medium with․․․․․․․․․․․․․․․․․․․․(name of debtor).

2. Based on my professional interactions with the debtor and information presented to me in my professional capacity, I have a reasonable basis to believe․․․․․․․․․․․․․․․․․․․․(name of debtor) is a victim of domestic abuse, harassment, sex trafficking or labor trafficking and has incurred all or a portion of debt that is coerced debt, as that term is defined inMinnesota Statutes, section 332.71, subdivision 2.

3. Based on my professional interactions with the debtor and on information presented to me, I have reason to believe that the circumstances under which the coerced debt was incurred are as follows:

4. The following debts or portions of the debts have been identified to me as coerced:

I attest that the foregoing is true and correct.

(Printed name of qualified third party)

(Signature of qualified third party)

(Business address and business telephone)

(Date)