Minnesota Statutes Insurance (Ch. 59A-79a) § 65A.296. Proof of loss

Subdivision 1. Notice from insurer. After receiving written notice of a claim by an insured on a homeowner's insurance policy, the insurer may notify the insured that the insurer may deny the claim unless a completed proof of loss is received by the insurer within 60 days of the date on which the written notice under this subdivision was received by the insured. The notice given by the insurer must be sent by certified mail, return receipt requested, and must include a proof of loss form to be completed by the insured together with accompanying instructions for completing the form. The proof of loss form and the accompanying instructions must meet the readability standards of chapter 72C.

Subd. 2. Failure to complete timely proof of loss. In an action for the recovery of a claim on a homeowner's insurance policy, an insured's failure to comply with the 60-day proof of loss requirement:

Subd. 3. Definitions. For purposes of this section, the terms “insurer” and “homeowner's insurance” have the meanings given them insection 65A.27.

Subd. 4. Effect on other law. This section supersedes any inconsistent provision ofsection 65A.01,72A.201, or other law.