Minnesota Statutes Data Practices (Ch. 13-13C) § 13C.018. Security freeze; not applicable to certain consumer reporting agencies

A consumer reporting agency is not required to place a security freeze in a consumer report under section 13C.016 if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent database of credit information from which new consumer reports are produced.  However, a consumer reporting agency must honor any security freeze placed on a consumer report by another consumer reporting agency.