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Michigan Compiled Laws, Chapter 500. Insurance Code of 1956 § 500.3452

Current as of January 01, 2025 | Updated by Findlaw Staff

Sec. 3452.(1) An insurer may include in a disability insurance policy a provision as follows:

ILLEGAL OCCUPATION : The insurer is not liable for any loss to which a contributing cause was the insured's commission of or attempt to commit a felony or to which a contributing cause was the insured's being engaged in an illegal occupation or other willful criminal activity.

(2) As used in this section:

(a) “Willful criminal activity” includes, but is not limited to, any of the following:

(i) Operating a vehicle while intoxicated in violation of section 625 of the Michigan vehicle code, 1949 PA 300, MCL 257.625, or similar law in a jurisdiction outside of this state.

(ii) Operating a methamphetamine laboratory. As used in this subdivision, “methamphetamine laboratory” means that term as defined in section 1 of 2006 PA 255, MCL 333.26371.

(b) “Willful criminal activity” does not include a civil infraction or other activity that does not rise to the level of a misdemeanor or felony.

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Cite this article: FindLaw.com - Michigan Compiled Laws, Chapter 500. Insurance Code of 1956 § 500.3452 - last updated January 01, 2025 | https://codes.findlaw.com/mi/chapter-500-insurance-code-of-1956/mi-comp-laws-500-3452/

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