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Michigan Compiled Laws, Chapter 500. Insurance Code of 1956 § 500.3402f

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Sec. 3402f.  An insurer shall include in a blanket disability insurance policy the applicable provisions of sections 3406 to 3466   1 and all of the following provisions:

(a) That the policy and the application signed by the policyholder constitute the entire contract between the parties.  The insurer's identification of what constitutes the entire contract creates a rebuttable presumption that the identified items are the entire contract.

(b) That a statement made by the policyholder, in the absence of fraud, is a representation and not a warranty.  An insurer shall not use a statement made by the policyholder as a defense to a claim under the policy, unless the statement is contained in a written application.

(c) That individuals who are eligible for coverage, on application of the policyholder, will be added to the group or class originally insured.

1  M.C.L.A. §§ 500.3406 to 3466.

Cite this article: - Michigan Compiled Laws, Chapter 500. Insurance Code of 1956 § 500.3402f - last updated February 09, 2022 |

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