Maine Revised Statutes Title 32. Professions and Occupations § 6138. Limitations

A. Charge fees, except as otherwise provided by this subchapter, in excess of 5% of the face amount of the payment instrument, or 6% without the provision of identification, or $5, whichever is greater;

B. Charge fees in excess of 3% of the face amount of the payment instrument, or 4% without the provision of identification, or $5, whichever is greater, if the payment instrument is the payment of any kind of state public assistance or federal social security benefit payable to the bearer of the payment instrument;

C. Charge fees for personal checks or money orders in excess of 10% of the face amount of those payment instruments, or $5, whichever is greater;

D. Cash or advance any money on a postdated check;

E. Agree to hold a check or draft for later deposit;

F. Issue any check or draft without concurrently receiving the full principal amount in cash or its equivalent; or

G. Engage in any false or misleading advertising.