Maryland Code, State Personnel and Pensions § 22-401

(1) on or before the date of retirement, the member:

(2) the member completes and submits a written application to the Board of Trustees stating the date when the member desires to retire.

(b)(1) Except as provided in paragraph (2) of this subsection, on retirement under this section, a member is entitled to receive a normal service retirement allowance that equals one fifty-fifth of the member's average final compensation multiplied by the number of years of creditable service.

(2) On retirement under this section, if a member's annuity is greater than the member's normal service retirement allowance calculated under paragraph (1) of this subsection, the member's normal service retirement allowance shall equal the member's annuity.