Maryland Code, Natural Resources § 8-744

(a) In this section, “for-hire water carrier” means a vessel used to accept or solicit passengers for:

(b) Before the Department registers a for-hire water carrier, the Department shall require the for-hire water carrier to show, to the Department's satisfaction, that the water carrier holds an insurance policy or a bond in an amount that is required of a motor vehicle carrying the same number of passengers in accordance with COMAR 20.95.01.18.

(c) The Department may adopt regulations to implement this section.