Maryland Code, Insurance § 15-1A-17

(a)(1) This section may not be construed to require a carrier to disclose information that is proprietary and trade secret information under applicable law.

(2) This section applies only to carriers offering an individual plan or a small group plan.

(1) the carrier's right to change premium rates and the factors that may affect changes in premium rates; and

(2) the benefits and premiums available under all health benefit plans for which the employer or individual is qualified.

(1) as part of its solicitation and sales material; or

(2) if the information is requested by the individual or employer.

(1) provided in a manner determined to be understandable by the average employer or individual; and

(2) sufficient to reasonably inform the employer or individual of the employer's or individual's rights and obligations under the health benefit plan.