Maryland Code, Housing and Community Development § 4-304

(1) charge an application fee or other fee to a Program loan applicant or lender;

(2) purchase or make commitments to purchase Program loans made by mortgage lenders;

(3) make contracts with third parties to make or service mortgage Program loans made for the Department;

(4) acquire any property that secures a Program loan under this subtitle by gift, purchase, foreclosure, or otherwise, and sell or otherwise dispose of the property or an interest in the property;

(5) delegate to a political subdivision any administrative or operational element of the Program not assigned to the Department under subsection (b) of this section;

(6) take any other action necessary or convenient to operate the Program; and

(7) require a political subdivision that administers its own down payment and settlement expense loan program to inform the Department of the political subdivision's homebuyer education requirements.

(1) administer the Program;

(2) attach to a Program loan the terms needed to carry out the Program;

(3) establish eligibility standards for Program loans, considering State, regional, and county housing costs, median incomes, and household sizes;

(4) establish guidelines to determine what parts of the down payment and settlement expenses may be covered by the Program loan; and

(5) adopt regulations to carry out the Program.