Maryland Code, Financial Institutions § 9-217

(i) Initial subscription for savings accounts;

(ii) Expense fund; and

(iii) Initial subscription for capital stock account;

(i) For delivery to the savings and loan association if a certificate of incorporation is issued; or

(ii) If the attempt to incorporate is unsuccessful, the return to the incorporators or subscribers of the respective amounts each paid to the initial subscription for savings accounts, the initial subscription for capital stock account and, less expenses, the expense fund.