Maryland Code, Financial Institutions § 9-1101

(1) Is a corporation chartered under the laws of the State as a savings and loan association that does not have the authority to issue capital stock;

(2) Is insured by the State of Maryland Deposit Insurance Corporation; and

(3) Has assets of $15,000,000 or less or had total assets of less than $15,000,000 as of May 18, 1985.