Maryland Code, Financial Institutions § 5-1006

(1) If the branch is to be established in this State, whether the establishment of the branch will promote the public convenience;

(2) Whether the applicant has sufficient capital to support the branch; and

(3) Whether the applicant is generally operating in compliance with the provisions of this article.

(b)(1) Subject to paragraph (2) of this subsection, a well-capitalized banking institution with a composite CAMELS rating of one or two may open a branch in this State without the approval of the Commissioner 30 days after filing an expedited notice for the proposed branch under § 5-1005(b) of this subtitle.

(2) The Commissioner may: