Maryland Code, Financial Institutions § 12-926

(1) Fraudulently or deceptively obtains or attempts to obtain a license;

(2) Fraudulently or deceptively uses a license or debt management services license number;

(3) Presents or attempts to present the debt management services license number of another licensee as the applicant's or licensee's debt management services license number;

(4) Violates any provision of this subtitle or any regulation adopted under this subtitle;

(5) Is convicted under the laws of the United States or of any state of:

(6) In connection with the provision of debt management services:

(7) Engages in false, misleading, or deceptive advertising; or

(8) Otherwise demonstrates unworthiness, bad faith, dishonesty, or any other quality that indicates that the business of the applicant or licensee has not been or will not be conducted honestly, fairly, and equitably.

(1) The nature of the crime;

(2) The relationship of the crime to the activities authorized by the license;

(3) With respect to a felony, the relevance of the conviction to the fitness and qualification of the applicant or licensee to provide debt management services;

(4) The length of time since the conviction; and

(5) The behavior and activities of the applicant or licensee since the conviction.

(1) Committed a violation of subsection (a) of this section that directly results in property damage or monetary loss by any other person; and

(2) Has not restored the property or money to the person or paid the value of the property to the person.