Maryland Code, Financial Institutions § 1-213

(a)(1) In this section the following words have the meanings indicated.

(2) “Credit union” has the meaning stated in § 6-101 of this article.

(3) “Savings and loan association” has the meaning stated in § 8-101 of this article.

(1) A banking institution;

(2) A credit union;

(3) A savings and loan association;

(4) A community development financial institution; and

(5) A credit grantor regulated under Title 11 of this article.

(1) Adhere to the rules concerning evaluations of applications established under 12 C.F.R. § 1002.6, including consideration of the following verifiable alternative indications of creditworthiness presented or made available to the entity by the applicant:

(2) If the applicant requests, consider other verifiable alternative indications of creditworthiness presented or made available to the entity by the applicant.