Maryland Code, Financial Institutions § 1-211

(i) Is located in this State or maintains a branch in this State; and

(ii) Is authorized to maintain qualifying accounts.

(i) Maintains a qualifying account at a depository institution;

(ii) Is an adult; and

(iii) Is a resident of this State.

(i) Offered by a depository institution;

(ii) Insured by the Federal Deposit Insurance Corporation, the National Credit Union Administration, or a credit union share guaranty corporation that is approved by the Commissioner; and

(iii) Through which eligible customers may obtain chances to win prizes in a savings promotion raffle.

(i) The sole consideration required for a chance of winning designated prizes is obtained by the deposit of a specified amount of money in a qualifying account; and

(ii) Each ticket or entry has an equal chance of being drawn.

(i) Harm the depository institution's ability to operate in a safe and sound manner; or

(ii) Mislead the depository institution's customers.