Maryland Code, Commercial Law § 12-301

(a) In this subtitle the following words have the meanings indicated.

(b) “Commissioner” means the Commissioner of Financial Regulation.

(c) “Lender” means a licensee or a person who makes a loan subject to this subtitle.

(d) “Licensee” means a person who is required to be licensed under Title 11, Subtitle 2 of the Financial Institutions Article, the Maryland Consumer Loan Law--Licensing Provisions, regardless of whether the person is actually licensed.

(f) “Person” includes an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.

(g) “Wages” means all remuneration paid to any employee for the employee's employment, including the cash value of all remuneration paid in any medium other than cash.