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Louisiana Revised Statutes Tit. 22, § 1485. Homeowners’ insurance; premium discounts

Current as of January 01, 2023 | Updated by Findlaw Staff

A. As used in this Section, the following terms shall have the following meanings:

(1) “Factory-built home” has the meaning given to that term in R.S. 9:1149.2.

(2) “Permanently structured home” means a structure with a permanent foundation that is not considered factory-built.

(3) “Security system” means a monitored security device that is wired to a local law enforcement or fire department.

B. Every insurer authorized to issue a policy of homeowners’ insurance in this state who offers a policy premium discount based on the installation or existence of a security system in a permanently structured home shall provide the same or a similar premium discount for policies of homeowners’ insurance covering factory-built homes.

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Cite this article: FindLaw.com - Louisiana Revised Statutes Tit. 22, § 1485. Homeowners’ insurance; premium discounts - last updated January 01, 2023 | https://codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1485/

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