Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.9-509.Consumer protection disclosures to be included with rental vehicle agreement

(1) A clear and concise description of the material terms and conditions of the coverage, including a description of exclusions;

(2) A description of the process for filing a claim and a toll-free telephone number for reporting a claim;

(3) A statement that the coverage offered by the rental vehicle agent may be a duplication of coverage already provided by the renter's personal automobile insurance policy or by another source of coverage;

(4) A statement that the renter is not required to purchase any insurance from the rental vehicle company in order to rent a vehicle. However, the rental vehicle company may refuse to rent a vehicle to an uninsured driver;

(5) The name and address of the underwriting insurer;

(6) A separate itemization of all costs for the rental vehicle insurance;

(7) Confirmation that the insurer underwriting coverage is authorized to transact insurance in Kentucky; and

(8) A statement that the rental vehicle insurance is primary coverage over any other coverage which may be available to the renter or authorized driver covering the same loss.