Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.9-320.Qualifications for license as consultant; coverage of consultant license

(a) Must be eighteen (18) or more years of age;

(b) Must have had not less than five (5) years of actual experience as a licensed agent with respect to the kinds of insurance and contracts to be covered by the license;

(c) Must have a thorough knowledge of insurance and annuity contracts of the kinds proposed to be covered under the license;

(d) Must satisfy the commissioner by written examination; and

(e) Must be competent, trustworthy under highest fiduciary standards, financially responsible, and of good personal and business reputation.

(a) Must complete and submit a National Association of Insurance Commissioners uniform license application;

(b) Must pay applicable fees as set forth in KRS 304.4-010;

(c) Must be competent, trustworthy under the highest fiduciary standards, financially responsible, and of good business reputation; and

(d) Must designate each individual authorized to act for the business entity under its consultant license in accordance with KRS 304.9-133.

(a) Property and casualty; or

(b) Life and health.

A consultant licensed in both categories shall qualify separately for, and be licensed in, each category.