Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.9-080.Licensure requirements; forms

(1) Except as provided in KRS 304.52-030, an individual or business entity shall not sell, solicit, or negotiate insurance in this state unless duly licensed as the appropriate insurance producer for that line of authority in accordance with this subtitle or Subtitle 10 of this chapter.

(2) Except as provided in KRS 304.9-430, no individual or business entity shall in this state be, act as, or hold himself, herself, or itself out as an adjuster unless then licensed as an adjuster.

(3) No individual or business entity shall in this state be, act as, or hold himself, herself, or itself out as a consultant unless then licensed as a consultant. No consultant shall act as a consultant with respect to any kind of insurance unless duly licensed as a consultant for that line of authority.

(4) Except as provided in KRS 304.9-410 and 304.9-270(4), no agent shall place, and no insurer shall accept, any insurance with any insurer as to which the agent does not then hold a license and appointment as agent under this subtitle.

(5) A rental vehicle agent or rental vehicle managing employee shall not place, and an insurer shall not accept, any insurance with any insurer as to which the licensee does not then hold a license and appointment under this subtitle.

(6) A travel retailer, its employee, or its representative shall not offer and disseminate travel insurance, on behalf or under the direction of, and an insurer shall not accept any travel insurance from, a limited lines travel insurance producer except in accordance with KRS 304.52-030.

(7) No person shall act as a travel retailer that offers and disseminates travel insurance unless that person is registered in accordance with KRS 304.52-030(3).

(8) The commissioner shall prescribe and furnish all forms required under this subtitle as to licenses and appointments.