Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.44-010.Definitions for subtitle

(1) “Department” means the Department of Insurance;

(2) “Mine subsidence” means the collapse of underground coal mines resulting in direct damage to a structure. It does not include loss caused by earthquake, landslide, water seepage, volcanic eruption, or collapse of storm, and sewer drains;

(3) “Mine subsidence insurance fund” or “fund” means the fund established by this subtitle and administered as determined by the department;

(4) “Policy” means a contract of insurance providing mine subsidence insurance;

(5) “Premium” means the gross rate charged policyholders for insurance provided by this subtitle;

(6) “Structure” means any dwelling, building, or fixture permanently affixed to realty, but does not include land, trees, plants, or crops; and

(7) “Administrator” means the organization designated by the commissioner of the department to administer the fund.