Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.20-041.Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions

(a) During the period he was without insurance, he did not own a motor vehicle, the registration on the insured motor vehicle was canceled because he was absent from the Commonwealth, the motor vehicle was out of use, or inoperable and under repair, or he was unable to pay the premium renewal due to unemployment or other bona fide economic hardship; and

(b) During the period the person was without insurance, he was not convicted of any traffic violation under the laws of the Commonwealth; and the reapplication was made within twenty-four (24) months of the nonrenewal of the policy.