(1) The purpose of KRS 304.14-600 to 304.14-625 is to promote the public interest, to promote the availability of long-term care
insurance policies, to protect applicants for long-term care insurance from unfair
or deceptive sales or enrollment practices, to establish standards for long-term care
insurance, to facilitate public understanding and comparison of long-term care insurance
policies, and to facilitate flexibility and innovation in the development of long-term
care insurance coverage.
(2) The requirements of KRS 304.14-600 to 304.14-625 shall apply to policies delivered or issued for delivery in this Commonwealth on
or after July 14, 1992, except as stated in KRS 304.14-610. KRS 304.14-600 to 304.14-625 are not intended to supersede the obligations of entities subject to KRS 304.14-600 to 304.14-625 to comply with the substance of other applicable insurance laws insofar as they do
not conflict with KRS 304.14-600 to 304.14-625, except that laws and administrative regulations designed and intended to apply to
Medicare supplement insurance policies shall not be applied to long-term care insurance.
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