Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.14-440.Policies to be readable; factors to be considered

(a) The simplicity of the sentence structure and the shortness of the sentences used;

(b) The extent to which commonly used and understood words are employed;

(c) The extent to which legal terms are avoided;

(d) The extent to which references to other sections or provisions of the contract are minimized;

(e) The extent to which definitional provisions are incorporated in the text of the policy or contract; and

(f) Any additional factors relevant to the readability or understandability of an insurance policy or contract which the commissioner may prescribe by regulation.