Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 304.12-112.Prohibition against advertising, offering, or providing free insurance concerning consumer goods or related services

(a) Insurance for which no identifiable or additional charge is made to the purchaser or lessee of such consumer goods or services directly or indirectly connected with consumer goods; or

(b) Insurance for which an identifiable or additional charge is made in an amount less than the cost of such insurance as to the seller, lessor, or other person, other than the insurer providing the insurance.