Kentucky Revised Statutes Title XXV. Business and Financial Institutions § 299.380.Issuance of policies; amount of single risk limited by total insurance in force

(a) Three thousand dollars ($3,000), if the company has less than two million dollars ($2,000,000) insurance in force when the risk is insured; or

(b) Five thousand dollars ($5,000), if the company has as much as two million ($2,000,000) but less than five million dollars ($5,000,000) insurance in force when the risk is insured; or

(c) Six thousand dollars ($6,000), if the company has as much as five million dollars ($5,000,000) but less than twelve million dollars ($12,000,000) insurance in force when the risk is insured; or

(d) Five cents ($0.05) for each one hundred dollars ($100) of insurance in force at the time the risk is insured, if the company has twelve million dollars ($12,000,000) or more insurance in force when the risk is insured, provided, however, that a company may insure for greater sums any one (1) risk where the company is fully protected by reinsurance, as provided by law, in the amounts in excess of that set out above.