Kentucky Revised Statutes Title XVII. Economic Security and Public Welfare § 198A.400.Kentucky Homeownership Protection Center; purposes; cooperative agreements; funding; referrals to specific lenders and brokers prohibited

(a) Provide a centralized location for information on public services made available by federal, state, or local government or community entities, to assist a homeowner who is in default, or in danger of default, on his or her home loan; and

(b) Attempt to assist, any homeowner who contacts the center without cost to the homeowner, with the goal of:

1. Providing a homeowner with information, including toll-free telephone numbers for public services, made available by federal, state, or local government or community entities, including programs such as NeighborWorks and Don't Borrow Trouble, mortgage assistance programs, home repair assistance programs, and utility assistance programs;

2. Determining if the homeowner has contacted his or her lender regarding any default or danger of default; and

3. Providing a homeowner with counseling agencies approved by the United States Department of Housing and Urban Development that may be able to assist the homeowner.