Kentucky Revised Statutes Title XVI. Motor Vehicles § 186A.042.Prohibition against licensing of personal motor vehicles without listing of vehicle identification numbers; exceptions; submission of paper or electronic proof of insurance card to county clerk

(a) Kentucky title and registration or renewal of registration;

(b) Replacement plate, decal, or registration certificate;

(c) Duplicate registration;

(d) Transfer of registration; or

(e) Temporary tag;

for any personal motor vehicle as defined in KRS 304.39-087(1) if AVIS does not list the vehicle identification number of the personal motor vehicle as an insured vehicle, except as provided in subsection (2) of this section.

(a) The applicant has an insurance card in paper or electronic format that indicates the required security is currently in full force on the personal motor vehicle if the paper or electronic proof of insurance card was effective no more than forty-five (45) days before the application is submitted to the county clerk; or

(b) The owner of the motor vehicle is serving in the Armed Forces outside of Kentucky, and the owner provides an affidavit by the provost marshal of the base where the owner is stationed stating that the motor vehicle is covered by security as required by Subtitle 39 of KRS Chapter 304.

(a) An insurance card in an electronic format means the display of an image subject to immediate download or transmission from the applicant's insurer or agent to the applicant on any portable electronic device, including a cellular phone or any other type of portable electronic device, but shall not include a photographic copy of a paper insurance card on a portable electronic device; and

(b) The county clerk may require the applicant to e-mail the electronic insurance card to the clerk, and the clerk may print a copy of the card for the clerk's records.