Kansas Statutes Chapter 9. Banks and Banking; Trust Companies § 9-2225. Waiver or agreement to forego rights; settlement of claims; authorization to confess judgment prohibited; authorization in violation of section is void

(1) The following may be settled by agreement if disputed in good faith. Any claim:

(2) A claim against a consumer shall be settled for less value than the amount claimed.

(3) A settlement in which the consumer waives or agrees to forego rights or benefits under K.S.A. 9-2223 through 9-2234, and amendments thereto, is invalid if the court, as a matter of law, finds the settlement to have been unconscionable at the time it was made. The competence of the consumer, any deception or coercion practiced upon the consumer, the nature and extent of the legal advice received by the consumer and the value of the consideration are relevant to the issue of unconscionability.