Indiana Code Title 9. Motor Vehicles § 9-24-9-4.1

Sec. 4.1. (a) The signature of an individual on a minor's application as described in section 3 of this chapter is not required if the minor applicant:

(b) A minor applicant described in subsection (a) must provide proof of ownership of a policy of motor vehicle insurance under IC 27-2-11.1-3.  The minor applicant is responsible for paying all costs of the policy of motor vehicle insurance and is liable for any damages caused because of the minor applicant's operation of a motor vehicle.  A state or local government agency, foster parent, or entity providing services to the minor applicant under a contract or at the direction of a state or local government agency shall not be required to pay any costs associated with the policy of motor vehicle insurance and shall not be held liable for any damages that result from the operation of a motor vehicle owned by the minor applicant.