Indiana Code Title 34. Civil Law and Procedure § 34-30-26-1

(1) that regularly engages in Indiana in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four (4) installments (not including a down payment);  and

(2) to whom the obligation arising from a mortgage is initially payable, either on the face of the note or contract, or by agreement if there is not a note or contract.

(1) A mortgage servicer.

(2) An agent of a creditor.