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Indiana Code Title 27. Insurance § 27-8-27-4

Current as of January 02, 2024 | Updated by Findlaw Staff

Sec. 4. (a) For purposes of this chapter, “health insurance plan” means any:

(1) hospital or medical expense incurred policy or certificate;

(2) hospital or medical service plan contract;  or

(3) health maintenance organization subscriber contract;

provided to an insured.

(b) The term does not include the following:

(1) Accident-only, credit, dental, Medicare supplement, long term care, or disability income insurance.

(2) Coverage issued as a supplement to liability insurance.

(3) Worker's compensation or similar insurance.

(4) Automobile medical payment insurance.

(5) A specified disease policy issued as an individual policy.

(6) A limited benefit health insurance plan issued as an individual policy.

(7) A short term insurance plan that:

(A) may be renewed for the greater of:

(i) thirty-six (36) months;  or

(ii) the maximum period permitted under federal law;

(B) has a term of not more than three hundred sixty-four (364) days;  and

(C) has an annual limit of at least two million dollars ($2,000,000).

(8) A policy that provides a stipulated daily, weekly, or monthly payment to an insured during hospital confinement, without regard to the actual expense of the confinement.

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Cite this article: FindLaw.com - Indiana Code Title 27. Insurance § 27-8-27-4 - last updated January 02, 2024 | https://codes.findlaw.com/in/title-27-insurance/in-code-sect-27-8-27-4/

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