Indiana Code Title 27. Insurance § 27-13-7-14.5

Sec. 14.5. (a) As used in this section, “health care provider” means a:

that provides health care services for surgical treatment of morbid obesity.

(b) As used in this section, “morbid obesity” means:

For purposes of this subsection, body mass index equals weight in kilograms divided by height in meters squared.

(c) Except as provided in subsection (d), a health maintenance organization that provides coverage for basic health care services under a group contract shall offer coverage for nonexperimental, surgical treatment by a health care provider of morbid obesity:

(d) A health maintenance organization that provides coverage for basic health care services may not provide coverage for surgical treatment of morbid obesity for an enrollee who is less than twenty-one (21) years of age unless two (2) physicians licensed under IC 25-22.5 determine that the surgery is necessary to:

and each physician documents in the enrollee's medical record the reason for the physician's determination.