Indiana Code Title 27. Insurance § 27-1-12.8-7

Sec. 7. (a) As used in this chapter, “contractholder behavior” means an action taken by a contract holder, certificate holder, or another person possessing the right to elect options, including:

under the contract.

(b) As used in this chapter, “contractholder behavior” does not include events of mortality or morbidity resulting in benefits prescribed according to the terms of the contract.