Indiana Code Title 27. Insurance § 27-1-12.3-3

(1) notify the policyholder at the time a cash loan is made of the initial rate of interest on the loan;

(2) notify the policyholder as soon as is reasonably practical after a premium loan is made of the initial rate of interest on the loan, except that notice need not be given the policyholder when a further premium loan is added other than the notice required by subdivision (3) of this section;

(3) send to the policyholder reasonable advance notice of any increase in the loan interest rate;  and

(4) include in the notices required by this section, whether the rate is fixed or variable and, if variable, the permitted frequency of change.