Indiana Code Title 26. Commercial Law § 26-4-6-7

(1) The claimant as payee has failed to present for payment a negotiable instrument issued as payment for grain within ninety (90) days from the date the negotiable instrument is tendered to the claimant in satisfaction of obligations for grain purchased by the licensed grain establishment.

(2) The claimant has engaged in conduct or practices that differ from generally accepted marketing practices within the grain industry, as determined by a majority of the board, to an extent that the claimant's actions have substantially contributed to the claimant's loss.  The Indiana grain indemnity board may consider whether contracts not excluded under IC 26-3-7 are to be generally accepted marketing practices within the grain industry.