Indiana Code Title 24. Trade Regulation § 24-5-7-8

Sec. 8. (a) All money paid pursuant to a contract for health spa services that is cancelled under this chapter shall be refunded within thirty (30) days of receipt of a notice of cancellation.  However, in a cancellation under section 6 of this chapter, the seller may retain the portion of the total price representing the services used or completed plus reimbursement for the expenses incurred in an amount not to exceed twenty-five percent (25%) of the total contract price.  In no instance may the seller demand more than the full contract price from the buyer.

(b) If the buyer has executed any credit or loan agreement to pay for all or part of the cancelled health spa services, that agreement shall also be cancelled and returned within thirty (30) days.  Notice of the duty described by this subsection must be included in each health spa services contract, in at least ten (10) point boldface type.