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Indiana Code Title 24. Trade Regulation § 24-5-24-15

Current as of January 02, 2024 | Updated by Findlaw Staff

Sec. 15. (a) A consumer who suffers injury by an act of a consumer reporting agency that violates this chapter may bring a civil action against the consumer reporting agency in a circuit or superior court in the county in which the consumer resides.

(b) A person who knowingly or intentionally fails to comply with any requirement imposed under this chapter with respect to a consumer is liable to that consumer in an amount equal to the sum of the following:

(1) The greater of:

(A) the amount of actual damages sustained by the consumer as a result of the failure to comply;  or

(B) five hundred dollars ($500).

However, the amount awarded to a consumer under this subdivision may not exceed six thousand dollars ($6,000), regardless of the consumer's actual damages.

(2) Such punitive damages as the court may allow.

(3) In the case of a successful action by a consumer under this section, the costs of the action together with reasonable attorney's fees as determined by the court.

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Cite this article: FindLaw.com - Indiana Code Title 24. Trade Regulation § 24-5-24-15 - last updated January 02, 2024 | https://codes.findlaw.com/in/title-24-trade-regulation/in-code-sect-24-5-24-15/

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