Idaho Statutes Title 67. State Government and State Affairs § 67-5775. Risk management guidelines

(1) omission of insurance policy coverage as to property and risks as to which insurance and claim administration costs may be disproportionately great in reference to the amount of risk;

(2) ultimate economies possible through use of reasonable deductions;

(3) use of comprehensive coverages and blanket coverages insuring property and risks of two (2) or more offices, departments, divisions, boards, commissions, institutions and agencies;

(4) reliability of and service provided by insurers to be selected as insurance carriers, as well as financial condition and competitive premium rate;

(5) means through which risks may be improved with ultimate savings to the state through reduction in insurance losses and costs.