Idaho Statutes Title 41. Insurance § 41-1030. Producer compensation

(a) “Consumer” means an insured, a prospective insured or an employer group.

(b) “Retail producer” means a producer who solicits, negotiates with or sells an insurance contract directly to a consumer.

(c) “Wholesale producer” means a producer who solicits, negotiates or sells an insurance contract directly with a retail producer, but not with a consumer.

(a) Before charging a fee to a consumer, a retail producer shall provide to the consumer a written statement that describes the services the retail producer will perform and the fees the retail producer will receive. Acceptance by the consumer of a fee arrangement shall be evidenced by the consumer signing and dating the fee statement.

(b) Before charging a fee to a retail producer, a wholesale producer shall provide to the retail producer a written statement that describes the services the wholesale producer will perform and the fees the wholesale producer will receive. Information regarding the amount of the fees charged by the wholesale producer shall be disclosed in writing on the face of the policy as a separately itemized charge.