Hawaii Revised Statutes Division 2. Business § 445-134.13

(1) Charge or receive any pawn finance charge exceeding twenty per cent a month;

(2) Contract for or receive any amounts other than the pawn finance charge in connection with a pawn transaction;

(3) Accept a pledge or purchase of property from a person under the age of eighteen years;

(4) Accept any waiver, in writing or otherwise, of any right or protection accorded a customer under this part;

(5) Fail to exercise reasonable care to protect pledged goods from loss or damage;

(6) Fail to return pledged goods to a customer within three business days of payment of the full amount due the pawnbroker on the pawn transaction;

(7) Make any charge for insurance, storage, or handling in connection with a pawn transaction;

(8) Enter into a pawn transaction which has a maturity date more than one month after the date the pawn transaction agreement is signed;

(9) Accept pledged goods or buy merchandise from a person unable to supply verification of identity by photo identification card, a state-issued identification card, driver's license, or federal government-issued identification card; provided that in addition to such verification, the pawnbroker shall take the person's thumbprint, and retain the thumbprint on file;

(10) Make any agreement requiring the personal liability of a customer in connection with a pawn transaction or creating any obligation on the part of the customer to redeem pledged goods or make any payment on a pawn transaction;

(11) Allow a customer's pawn account to exceed $10,000. For purposes of this paragraph, “pawn account” means the total accumulation of unpaid pawn finance charges for any single customer; or

(12) Accept vehicles, vessels, or negotiable instruments as pledged goods, or certificates of title or registration of vehicles or vessels as evidence of possession of pledged goods.