Hawaii Revised Statutes Division 2. Business § 431:10H-219

(1) Requiring that the insured or claimant would need care in a skilled nursing facility if home health care services were not provided;

(2) Requiring that the insured or claimant first or simultaneously receive nursing or therapeutic services, or both, in a home, community, or institutional setting before home health care services are covered;

(3) Limiting eligible services to services provided by registered nurses or licensed practical nurses;

(4) Requiring that a nurse or therapist provide services covered by the policy that can be provided by a home health aide, or other licensed or certified home care worker acting within the scope of the person's licensure or certification;

(5) Excluding coverage for personal care services provided by a home health aide;

(6) Requiring that the provision of home health care services be at a level of certification or licensure greater than that required by the eligible service;

(7) Requiring that the insured or claimant have an acute condition before home health care services are covered;

(8) Limiting benefits to services provided by medicare-certified agencies or providers; or

(9) Excluding coverage for adult day care service.