Hawaii Revised Statutes Division 2. Business § 431:10H-109

(a) No long-term care insurance policy may be delivered or issued for delivery in this State if the policy:

(b) A long-term care insurance policy containing post-confinement, post-acute care, or recuperative benefits shall clearly label, in a separate paragraph of the policy or certificate, entitled “Limitations or Conditions on Eligibility for Benefits”, such limitations or conditions including any required number of days of confinement.

(c) A long-term care insurance policy that conditions eligibility of non-institutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty days.