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Hawaii Revised Statutes Division 2. Business § 431:10C-305.5

Current as of January 01, 2025 | Updated by Findlaw Staff

If an insured is involved in an accident with an uninsured motorist and the insured paid a deductible amount for damages incurred in that accident, and if the insurer recovers any money from the uninsured motorist, the insurer shall reimburse the insured, provided that:

(1) The amount recovered shall be divided equally between the insured and the insurer;

(2) The amount of the insured's reimbursement shall not exceed the deductible paid; and

(3) If the amount of damages exceeds $2,500, the insurer shall:

(A) Pay the full amount of the deductible to the insured; or

(B) Initiate proceedings against the uninsured motorist to recover damages.

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Cite this article: FindLaw.com - Hawaii Revised Statutes Division 2. Business § 431:10C-305.5 - last updated January 01, 2025 | https://codes.findlaw.com/hi/division-2-business/hi-rev-st-sect-431-10c-305-5/

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