Hawaii Revised Statutes Division 2. Business § 431:10C-110.5

(1) The insurer offers to replace the insured's policy through the insurer's affiliate or subsidiary;

(2) The replacement policy is effective upon the expiration of the existing policy;

(3) The replacement policy provides the same or better coverage, terms, and conditions as the existing policy at a lower premium than the existing policy;

(4) The insurer provides at least thirty days written notice of the prospective replacement to the insured; provided that the insured may waive notice pursuant to this paragraph; and

(5) The insured accepts the replacement policy.