Delaware Code Title 18. Insurance Code § 6704. Adjudication of claims

(a) The Commissioner shall receive claims for disability benefits under this chapter.  The Commissioner shall determine the validity of all such claims and determine whether a disability resulting in any such claim was in the line of duty under the terms set forth in § 6701 of this title.  In making such determinations, the Commissioner may seek the guidance of the Attorney General.  The Commissioner shall hold a hearing on every claim, at which hearing the claimant may be represented by counsel.  The Commissioner shall, at the hearing, receive evidence, make findings and render a decision.  The Commissioner shall have the power to subpoena witnesses and records and administer oaths and shall keep a written or taped record of all testimony given.  The Commissioner shall state, in writing, the findings and the reasons for the decision.

(b) The Commissioner shall issue regulations governing the submission, processing, and adjudication of claims, including regulations governing hearings before him or her.

(c) The Commissioner shall make available the necessary forms for processing claims.

(d) The Commissioner shall insure that on the claim forms supplied to the applicant are spaces wherein the president and company chief, or any other 2 officers designated by the fire company, may, by oath or affirmation, depose the following:

Notwithstanding this section, the Insurance Commissioner may consider the submission of the above oath or affirmation as meeting the requirements for a hearing on every claim.