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Colorado Revised Statutes Title 5. Consumer Credit Code § 5-9.3-102. Applicability

Current as of January 01, 2025 | Updated by Findlaw Staff

(1) This article 9.3 applies to every creditor, whether the creditor is an assignee or holder of a finance agreement that includes a GAP agreement. A creditor, assignee, or holder does not have any subrogation rights against the consumer.

(2) This article 9.3 does not apply to a GAP agreement that is included in:

(a) A consumer lease;

(b) A loan that does not involve a consumer as defined in section 4-1-201(10.5);

(c) A product that does not meet the definition of a guaranteed asset protection agreement; or

(d) A transaction that is not subject to the “Uniform Consumer Credit Code”, articles 1 to 9 of this title 5.

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Cite this article: FindLaw.com - Colorado Revised Statutes Title 5. Consumer Credit Code § 5-9.3-102. Applicability - last updated January 01, 2025 | https://codes.findlaw.com/co/title-5-consumer-credit-code/co-rev-st-sect-5-9-3-102/

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